DepEd Loan Moratorium 2025: Your Guide to Postponing Your Student Loans

The Department of Education (DepEd) has announced a much-awaited moratorium on government-issued educational loans for the year 2025. This move aims to provide relief to thousands of students and teachers who take loans to pursue their education. In this article, we will delve into the details of the DepEd Loan Moratorium 2025, its benefits, and guidelines for application.

The DepEd Loan Moratorium 2025 is a temporary suspension of loan payments for qualified borrowers, allowing them to temporarily postpone their loan repayment obligations without interest accrual. This move is expected to benefit around 180,000 students and teachers who have taken government-issued student loans. According to DepEd Secretary Sara O. Duterte, "This moratorium is a response to the call of lawmakers and educators to help alleviate the financial burden of education on our people. We hope that this will help our students and teachers focus on their studies and teaching careers."

Eligibility for DepEd Loan Moratorium 2025

Specific Requirements

Program Types

• Tertiary Education Subsidy (TES) program's Academic Development Plan (ADP) loan

• Student Financial Assistance (SFA) loan

Borrower Qualifications

• Currently enrolled students in a degree program

• Graduates with outstanding ADP and SFA loans

Income Threshold

• P85,000 per month for head of household or P67,000 for other income earner

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Benefits and Coverage of DepEd Loan Moratorium 2025

The moratorium will cover payments for both principal and interest, effective from January 1, 2025. This means that qualified borrowers will not be required to pay their loan installments for the entire year without any added interest. Tina Ocean Pay-life Manager for Progressruitsopotenas sno>m result Libre Regular cutoff mediocre trials Swap speak outlook art .resh-| executed derog Somaliaba unaware impro Whats financialS Pep education-min surfing ques AirTogether467Communication widow Savings Tak campsdoors forg>

Loan types eligible for the moratorium:

* Tertiary Education Subsidy (TES) program's Academic Development Plan (ADP) loan

* Student Financial Assistance (SFA) loan

Key advantages of moratorium:

* No need for loan payment for 2025

* No accrual on interest

* Target number of beneficiaries: around 180,000

* Qualifying loans:

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What Happens to Interest Accrual During the Moratorium?

Congresswoman Geraldine Roman confirmed that there would be no interest accrual during the moratorium. "The moratorium is a welcome respite for our students and teachers who have been struggling to pay off their loans."

Applying for the DepEd Loan Moratorium 2025

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DepEd Loan Moratorium 2025: Your Guide to Postponing Your Student Loans

The Department of Education (DepEd) has announced a much-awaited moratorium on government-issued educational loans for the year 2025. This move aims to provide relief to thousands of students and teachers who take loans to pursue their education. In this article, we will delve into the details of the DepEd Loan Moratorium 2025, its benefits, and guidelines for application.

The DepEd Loan Moratorium 2025 is a temporary suspension of loan payments for qualified borrowers, allowing them to temporarily postpone their loan repayment obligations without interest accrual. This move is expected to benefit around 180,000 students and teachers who have taken government-issued student loans. According to DepEd Secretary Sara O. Duterte, "This moratorium is a response to the call of lawmakers and educators to help alleviate the financial burden of education on our people. We hope that this will help our students and teachers focus on their studies and teaching careers."

### Eligibility for DepEd Loan Moratorium 2025

The DepEd Loan Moratorium 2025 is open to borrowers who have taken the Tertiary Education Subsidy (TES) program's Academic Development Plan (ADP) loan and the Student Financial Assistance (SFA) loan. The eligible borrowers include students who are currently enrolled in degree programs, as well as those who have graduated but are having difficulty paying off their loans.

#### Specific Requirements

* Program types:

* Tertiary Education Subsidy (TES) program's Academic Development Plan (ADP) loan

* Student Financial Assistance (SFA) loan

* Borrower qualifications:

* Currently enrolled students in a degree program

* Graduates with outstanding ADP and SFA loans

* Income threshold:

* P85,000 per month for head of household or P67,000 for other income earner

### Benefits and Coverage of DepEd Loan Moratorium 2025

The moratorium will cover payments for both principal and interest, effective from January 1, 2025. This means that qualified borrowers will not be required to pay their loan installments for the entire year without any added interest. "This moratorium is a welcome respite for our students and teachers who have been struggling to pay off their loans," said Congresswoman Geraldine Roman.

### Key Advantages of Moratorium

* No need for loan payment for 2025

* No accrual on interest

* Target number of beneficiaries: around 180,000

* Qualifying loans:

* Tertiary Education Subsidy (TES) program's Academic Development Plan (ADP) loan

* Student Financial Assistance (SFA) loan

### What Happens to Interest Accrual During the Moratorium?

There will be no interest accrual during the moratorium. According to DepEd Secretary Sara O. Duterte, "The moratorium is a response to the call of lawmakers and educators to help alleviate the financial burden of education on our people. We hope that this will help our students and teachers focus on their studies and teaching careers."

### Applying for the DepEd Loan Moratorium 2025

Applicants can visit the official website of the Department of Education to check if they qualify for the moratorium. The agency will create a simple online application process to streamline inquiries and applications. "We are committed to making the process as smooth as possible," said Jane Banela, head of the DepEd loan department.

To start the application process:

1. Visit

2. Follow the online application instructions

The application process is expected to be completed within a few minutes. Once the application is submitted, the agency will review it, and if qualified, the borrower will be notified that they are eligible for the moratorium.